Joseph F. Rafidi is an established credit consultant and helps people manage their credits. He offers one-to-one consultations and suggests ways to restore the credit scores. People are often denied loans and financial assistance due to their bad credit history. Joseph helps such people repair their credit score. He not only educates them about the importance of good credit score, but also helps them maintain it. He also helps people who are credit victims that means their credit record shows poor score in spite of paying all the loan amount. He started a full time consultancy when he retired from his law firm in Youngstown, Ohio.
Along with working as an independent credit counselor, he is also working as a volunteer SCORE counselor and helps people expand their business. SCORE is a nonprofit organization that mentors new and existing businesses. They have more than 13000 volunteers that help business owners establish and grow their business. Being a mentor, Joseph F. Rafidi, counsels the business owners in person or online. He addresses the entrepreneurs through seminars and workshops and offers them marketing and business plans that work. He offers his skills and expertise and helps the clients take better decisions. He also launched Presidential Business Services to help businesses manage their credit score and funding resources.
Joseph F. Rafidi did graduation from Youngstown State University and for further education; he joined the Thomas M Cooley Law College, which is situated in Michigan, United States. He completed Juries Doctorate from the college which is named after Thomas McIntyre Cooley, the Chief Justice of the Michigan Supreme Court. Cooley managed the University of Michigan law school as a dean. He was a reputed and renowned person in the area. Joseph was elected to Youngstown School Board in 1975. He was the youngest to be elected to the board. He was also a delegate to the National Democratic Convention, which is a series of Presidential Nominating Conventions. He is associated with the South County Democratic Club and the Youngstown-Warren Regional Chamber of Commerce. He is an active member of the Penquin Club, the Curbstone Coaches, and various other social organizations. He is also on the organizing committee to form new South Avenue Merchant's Association.